1. Terms and Conditions
General Loan | |
Loan Amount (USD) | Up to USD 1,000,000 |
Loan Tenor (Months) | Up to 120 |
Interest Rate (p.m) | 0.75% |
2. Repayment Method
(1) Annuity base (fixed monthly payment: P+I)
(2) Declining (equal installment repayment of principal)
3. Terms and conditions of product subscription
(1) Borrower age: from18 years old
(2) Personal documents
Copy of:
– Borrower’s identification documents (i.e. ID card, passport)
– Borrower’s family record book
– Borrower’s residence book (If any)
(3) Occupational documents
Borrower shall submit documents related to his/her employment and/or business to Bank as follows:
Business | Copy of: – Certificate of registration – Patent certificate – Operating license – Financial Statements – Other related documents (if any) |
Employment | Copy of: – Employment confirmation letter and/or ID card from borrower’s current company – Copy of salary payment slip issued in the last 3 months (if applicable) |
(4) Collateral
– Soft Title or Hard Title issued by Commune or District Level
– L-Map Receipt
– Title Deed